Real estate is often considered one of the most attractive investments in Greece, particularly in areas with strong tourism demand and limited property supply.

Popular investment locations include Athens, Thessaloniki, Crete, and well-known islands where vacation rentals and second homes are in high demand.

The best investment depends on the buyer’s goals, whether they are seeking rental income, long-term capital appreciation, or a second home for personal use.

In recent years, house prices in Greece have generally shown an upward trend, especially in major cities and popular island destinations. Demand from international buyers and increased tourism have contributed to the rise in property values.

While price growth may vary depending on location and property type, many regions continue to attract investors looking for vacation homes or rental opportunities.

As with any real estate market, prices can fluctuate depending on economic conditions and local demand.

For many buyers, purchasing a house in Greece can be worthwhile both as a lifestyle choice and a long-term investment. Greece offers a unique combination of natural beauty, cultural heritage, and a relaxed Mediterranean way of life.

Many international buyers purchase homes either as vacation properties or as rental investments in popular tourist destinations. The country's strong tourism industry can create opportunities for short-term rentals and seasonal income.

However, buyers should carefully evaluate location, property condition, and long-term maintenance costs before making a decision.

Yes, Greece is considered an attractive destination for real estate investment due to its strong tourism sector, Mediterranean lifestyle, and growing demand for vacation homes. Property prices have increased in recent years, but in many regions they remain competitive compared to other European destinations.

Popular areas for investment include Athens, Thessaloniki, Crete, and well-known islands. Investors are often attracted by the potential for rental income and long-term value growth.

Greece also offers residency opportunities through the Golden Visa program for certain real estate investments.

Fractional ownership allows multiple owners to share ownership of a luxury property. Each owner purchases a share of the property and receives the right to use it for a certain number of weeks each year.

This model reduces the cost of owning a second home while providing access to high-quality properties and professional property management.

Through OWNERS, buyers can enjoy luxury homes in Greece without the full financial commitment or maintenance responsibilities of sole ownership.

The process of buying property in Greece usually takes between four and eight weeks, depending on the complexity of the transaction and the completion of legal checks.

This includes verifying property titles, preparing legal documentation, signing the contract before a notary, and registering the property with the land registry.

Working with experienced professionals can help ensure a smooth and efficient process.

Yes, foreign property owners can rent out their property in Greece, either long-term or through short-term rental platforms, depending on local regulations.

Owners must register their property with the Greek tax authorities and comply with tax reporting requirements for rental income.

Understanding local rental regulations and taxation rules is essential before renting a property.

With OWNERS all the process or registrations, compliance with local laws and authorities, financial governance, property and rental management are handled by us so the co-owners can enjoy their asset with their friends and family and also earn passive income from rentals when the property is not used.

Buying property in Greece can be an attractive investment due to the country’s strong tourism sector, lifestyle appeal, and growing demand for vacation homes.

Popular islands and coastal areas continue to attract international buyers looking for second homes or rental income opportunities.

However, buyers should carefully evaluate location, property condition, and long-term costs before making a purchase.

Yes, non-EU citizens may qualify for residency in Greece through the Golden Visa program if they invest in real estate above the required threshold.

The minimum investment is typically €400,000 or €800,000 in high-demand areas such as Athens, Thessaloniki, and popular islands. The program grants a renewable five-year residency permit.

Fractional ownership properties do not qualify for the Golden Visa program, but they allow buyers to experience living in Greece while exploring locations before making a full investment.

Foreign buyers must obtain a Greek tax identification number (AFM) before purchasing property. They may also need to open a Greek bank account and appoint a lawyer to conduct legal checks on the property.

The purchase is finalized before a notary, and the transaction must be registered in the Greek land registry.

Proper documentation ensures that the ownership transfer is legally valid and secure.

With OWNERS all the buying process and also the Greek tax ID are handled transparently and the co-owners are not spending their valuable time.

The total cost of buying property in Greece typically includes the purchase price plus additional expenses such as transfer tax, legal fees, notary fees, and registration costs.

These additional costs usually amount to approximately 7–10% of the property value. The exact amount depends on the property type and location.

Working with experienced legal and real estate professionals helps ensure transparency throughout the process.

With OWNERS you do not need to worry about additional costs as everything is included in the share price and you know from day 1 what will be the total cost of your investment.

Foreigners who own property in Greece are required to pay property tax. The main annual tax is called ENFIA, which is calculated based on the property’s location, size, and official value.

Additional taxes may apply if the property generates rental income (income is taxed in a progressive scale starting from 15% up to 45%) or if the owner sells the property in the future. Understanding the tax structure is important for international buyers.

With OWNERS, the SPV structure is intended to provide clarity, clear usage rules, transparency and operational efficiency. But is also one of the key advantages of co-ownership because of the tax efficiency. As a greek SPV all net income is distributed proportionally to each co-owner at the end of each year based on their participation and dividends are subject to only 5% withholding tax.

Professional tax guidance is recommended to ensure full compliance with Greek regulations.

Some of the main pitfalls of buying property in Greece include unclear property titles, illegal constructions or extensions, slow administrative procedures, hidden structural issues, and unfamiliar tax rules for international buyers.

Older properties may include modifications that were built without proper permits, which can complicate ownership transfer or future renovations. In addition, bureaucracy and legal procedures may take longer if the documentation is incomplete.

OWNERS offers risk free properties with verified legal structures, clear property titles, and transparent ownership agreements. The team also supports international buyers with tax guidance and administrative procedures.

Yes, foreigners can buy property in Greece. Both EU and non-EU citizens are allowed to purchase real estate, although non-EU buyers may need special permission if the property is located near border areas or certain islands close to military zones.

EU citizens follow the same process as Greek nationals. Buyers typically need a Greek tax identification number (AFM), a notary to complete the transaction, and legal assistance to ensure that the property title is clear.

Through OWNERS, international buyers can access luxury second homes in Greece through fractional ownership, allowing them to enjoy high-end properties without the responsibilities of full ownership and takes care all the buying process, due diligence for the property, Greek tax ID and everything else needed.

OWNERS employs a flexible scheduling system that allows equitable distribution of high-demand periods. Owners can reserve stays ranging from 2 days to 24 months in advance, ensuring fair access throughout the year. Learn more.

You buy one or more shares in a Special Purpose Vehicle (SPV) that owns the property. Through this purchase, you become a shareholder of the company and, consequently, proportionally participate in the ownership of the property.

You can purchase up to 50% of the holiday home, which is equivalent to three shares. Shares are sold in 1/6 fractional portions, and each share allows you to use the home exclusively for 56 nights per year. If there are nights when you do not plan to use the property, OWNERS can handle the rental to third parties. OWNERS will take care of the entire rental process, ensuring a seamless experience, while co-owners generate income from the rental.

All co-owners must follow our Owner Code of Conduct. If a co-owner does not plan to use their allocated nights, OWNERS handles the rental to third parties, allowing owners to generate income from their unused time. However, co-owners are not permitted to rent out their homes independently.

No, OWNERS is not a timeshare. With OWNERS, you actually own a share of a real estate asset, not just the right to use it for a limited time. Unlike timeshares, which offer shared access to a property with numerous owners and often come with limited resale value, OWNERS allows you to purchase a share in a single-family home, providing long-term ownership benefits. You have ongoing access to the property, and once all shares are sold, OWNERS also facilitates a smooth resale process for your share on the open market.

NEW Coming Soon listings are OWNERS homes that we have secured and will soon be available for co-ownership. Some details may be incomplete. Once the home is ready for purchase, the listing status will change to "Available Now."

In a classic timeshare, you have the right to stay in a holiday apartment or hotel for a specific week each year. However, this does not constitute ownership but is essentially a form of prepaid holiday rental, categorized as consumer spending. With OWNERS, you obtain actual real estate ownership through a share deal, granting you full rights corresponding to your shares.

Co-ownership of holiday properties has gained significant popularity in recent years, particularly in the USA, Portugal, Italy and Spain. The same principle has also been successfully applied to yachts and private aircraft. This approach demonstrates that the high costs of purchase and maintenance often outweigh the typical usage, making co-ownership a smart alternative to traditional ownership.

When browsing through Owners.gr or the app, potential buyers will encounter two main types of listings:
• OWNERS “Available Now”: These properties are fully furnished and professionally designed OWNERS homes. They are ready for immediate occupancy and enjoyment.
• OWNERS “Under Construction”: These represent homes that are currently being built and the time of completion will be posted on the listing page.

The value of ownership shares is based on the property's initial listing price. The cost for 1/6 ownership also includes several additional expenses that enhance the ownership experience through OWNERS. These expenses cover the property itself, all transfer costs, taxes, legal fees, interior design costs, cleaning fees, notary fees and reserves, a fully furnished and equipped home, and one year of management expenses.

Management expenses include a home manager, utility bills, property taxes, financial services, insurance, maintenance and repairs, landscaping, pest control, management fees, access to the OWNERS app, and essential home supplies.

The OWNERS evaluation process is managed by a specialized team that handles acquisitions, operations, and property maintenance. This team meticulously examines every aspect of the evaluation and inspection process, ensuring buyers have complete confidence before proceeding with their purchase. The process includes:

• A comprehensive evaluation of the house and comparable properties (considering location and design).
• Legal, financial, and technical due diligence of the property.
• On-site inspection of the house.
• Property assessment by external experts.
• Final inspection and quality assurance checks.

If OWNERS decides not to proceed with the purchase due to issues arising from the inspection or other unforeseen circumstances, the deposit will be refunded to the buyer.

At OWNERS, we handle all tasks required for the property and outdoor areas, from lawn care and tree trimming to cleaning, repairs, and pool maintenance. This way, you can focus solely on creating carefree memories with your loved ones, without worrying about anything else.

Of course! Owners are welcome to bring up to two dogs to their residence, provided they follow specific guidelines.

Our team is here to assist you. We can discuss all available options for storing your personal belongings at each property

At OWNERS, homeowners are responsible for maintaining the condition of the properties. To ensure a consistently high-quality experience for everyone, the home manager conducts a thorough inspection after each visit. Any damage beyond normal wear and tear is the responsibility of the owner staying in the residence at the time of the incident. Your property is also covered by all applicable insurance policies.

Your peace of mind is paramount to us. As the steward of your property's entity, OWNERS takes on the financial responsibility should an owner encounter difficulties with payments. This reassurance stands as a key advantage of our ownership program.

At OWNERS, we collaborate with experienced interior designers who specialize in decorating and furnishing each residence to match its unique style and surroundings. Our goal is to create luxurious spaces that enhance comfortable living. From modern finishes and innovative technologies to elegant décor, we pay attention to every detail. Each residence is fully equipped with everything you need for a comfortable stay.

If you already have a real estate agent, feel free to let us know so we can collaborate with them. If you don’t, the process is simple, as we are here to guide you through every step of the purchase.

No, you don't need to have direct contact with the other co-owners, as we take care of everything you need. You can just relax and enjoy your holiday in your vacation home.

If a co-owner doesn't plan to use their allocated nights, OWNERS can manage the rental to third parties. This allows owners to generate income from their unused time, while ensuring the property is professionally managed and well-maintained.

All expenses for the operation and maintenance of the property are shared among the co-owners. To ensure transparency, at the beginning of each year, OWNERS prepares a budget for each property, outlining the expected costs for the entire year. This includes all management fees, accounting support for the company, scheduled maintenance and repairs, property taxes (ENFIA), utility bills (electricity, water, internet), home insurance, cleaning after each stay, the use of the OWNERS APP, the Home Manager, and stocked supplies, which include items stocked in the property before each stay.

OWNERS offers a wide range of services to ensure your comfort and enhance your experience. These include property management, all management-related expenses, accounting support for the company, scheduled maintenance and repairs, property taxes (ENFIA), utility bills (electricity, water, internet), property insurance, cleaning after each stay, access to the OWNERS APP, a home manager, and stocked supplies before every stay.

Additionally, we provide personalized services such as a private chef, housekeeping, childcare, security, customized tours, shopping assistance, and car service. Our commitment is to make every stay truly unforgettable.

You can easily book time using the OWNERS app, which is powered by OWNERS scheduling system. The system is designed to be equitable, allocating time based on the number of shares you own. There are two types of stays available: advance and short-notice.

An advance stay is defined as a booking between 2 to 7 continuous days. However, it must be made 31 days to 24 months in advance. Each of the 6 owners can book 8 advance stays at the time.

A short notice stay is defined as a booking between 2 to 7 days made 30 days prior. You have unlimited short notice stays regardless of the ownership percentage.

You buy one or more shares in a Special Purpose Vehicle (SPV) that owns the property. Through this purchase, you become a shareholder of the company and, consequently, proportionally participate in the ownership of the property.

On average, homeowners typically stay at their property 8-9 times annually, depending on their individual travel preferences. Each 1/6 share grants 56 nights per year, allowing you to choose the dates that matter most to you. Your usage may vary from year to year based on your advance and short-notice bookings. Additionally, if there are nights you don’t plan to use, OWNERS handles the rental to third parties, giving you the opportunity to generate income from your unused time.

If a co-owner doesn't plan to use their allocated nights, OWNERS can manage the rental to third parties. This allows owners to generate income from their unused time, while ensuring the property is professionally managed and well-maintained.

If a date is available on the calendar, you can instantly confirm your stay. After the booking, the dates will appear under the "Upcoming" tab in the "Stays" section of the OWNERS app.

Dedicated Home Manager that ensures an exceptional experience, maintains and updates the home manual with all necessary information on home access, amenities appliances, home use instructions, emergency protocol, and all property specifics. Manages vendors for ad hoc repairs, manage requests for repairs and scheduled maintenance, mid-stay cleans, and ad-hoc concierge services. Offer 24/7 support for all property questions text, phone, email.

Monthly functional assessment, quarterly preventative maintenance inspection and report to owners for inspections and performed maintenance.

Manage vendors for recurring services like utilities, landscaping, pool, pest control and manage bill pay for all these services and utilities Expedite response to emergency issues like home security, access, electricity, water, resolve owner lockout 24/7.

The standard timing for arrival is at 4pm and departure is at 11am; however, owners have the option to request earlier arrivals or later departures. We will do our best to fulfill these requests, depending on calendar and cleaning availability. Notification regarding the feasibility of accommodating your request will be provided 48 hours prior to your scheduled arrival and/or departure.

Please cancel your reservation as soon as your plans change, preferably at least 30 days before arrival. Early cancellations enable us to optimize the calendar by making those dates available for other owners.

The OWNERS Booking System ensures fairness by guaranteeing each owner one special date per share. While you may not always obtain your top choice for a special date in a given year (such as Christmas), our 24-month stay calendar allows you to request the date for the future.

Special dates include significant federal holidays and major local events, which vary by region. These dates are highlighted in the scheduling calendar in the OWNERS app and necessitate a minimum stay of 3 nights. Owners can reserve up to one special date stay at a time per share. Each year, six dates are designated as Special Dates. These include prominent federal holidays, such as Easter and Christmas, as well as notable local events, tailored for each home.

Owners are allotted up to 8 advance stays per 1/6 share owned, with each stay requiring a minimum of two nights. Stays lasting 2-7 nights count as one advance stay, while those lasting 8-14 nights count as 2 advance stays. You can book stays from 2 days to 24 months ahead of your arrival date. For instance, if your arrival date is June 1st, 2024, you can reserve dates from June 3rd, 2024, up to and including December 1st, 2025.

No, owners book their stays based on real-time availability. There is no predetermined order for selecting dates, ensuring all owners have equal access to preferred dates regardless of when they bought in.

The OWNERS’ app operates on our OWNERS Scheduling System, designed for simplicity and fairness, considering owners' share allocations. It provides real-time availability and facilitates two types of owner stays: advance and short-notice. 

•             Advance stays can be booked up to 24 months ahead, granting each owner an opportunity for a special date reservation (e.g., federal holidays or local events).

•             Short-notice stays allow bookings from 2 to 30 days before arrival.

Short-notice stays offer owners increased flexibility in scheduling their home usage without requiring extensive planning beforehand. Through the OWNERS’ app, available dates can be reserved for short-notice stays from 2 to 30 days prior to the intended arrival. It's important to note that short-notice stays are unlimited.

On average, homeowners typically stay at their property 8-9 times annually, depending on their individual travel preferences. Each 1/6 share grants 56 nights per year, allowing you to choose the dates that matter most to you. Your usage may vary from year to year based on your advance and short-notice bookings. Additionally, if there are nights you don’t plan to use, OWNERS handles the rental to third parties, giving you the opportunity to generate income from your unused time.

Co-ownership of holiday properties has gained significant popularity in recent years, particularly in the USA, Portugal, Italy and Spain. The same principle has also been successfully applied to yachts and private aircraft. This approach demonstrates that the high costs of purchase and maintenance often outweigh the typical usage, making co-ownership a smart alternative to traditional ownership.

OWNERS is responsible for settling property taxes, which are covered within the owner operating expenses.

OWNERS hold the authority to utilize reserve funds to replace items with finite lifespans, such as kitchen appliances or HVAC systems. Additionally, OWNERS can propose and vote on using these funds for enhancements or replacements within the property, such as installing new landscaping features or upgrading security systems.

No, this action is prohibited according to the terms outlined in our operating agreement.

For items with limited lifespans that need future repairs or replacements, like an oven, the expense is covered by the SPV reserve fund, which ensures that individual owners are not directly liable. Nevertheless, if an owner causes damage, such as cracking a window, they are responsible for the repair or replacement of those specific items on instances that the insurance of the property will not cover the damages.

Legal expenses, incurred on behalf of the LLC, may be considered a Basic Expense and passed on to the owners. Additionally, each home is covered by a homeowners' liability insurance policy.

OWNERS offers a variety of services tailored to second home owners, including ongoing maintenance and property management. The company offers maintenance and property management, handles owner expenses and taxes, oversees the SPV, improves digital technologies like the OWNERS app, and provides support all year round. Additionally, concierge services are offered to all owners such as private chefs, transportation arrangements and any day-to-day demands in order to maintain fun & joy in your experience.

Reserve funds are securely held within the respective SPV bank account, under the management of Home Concierge. These funds are set aside specifically for maintaining the residence. In the event of a significant repair requirement, OWNERS will allocate funds following a transparent competitive bidding process.

The budget Estimate is figured out by looking at past expenses, considering market trends, and predicting maintenance needs. OWNERS' accounting team checks and updates this estimate every quarter to keep accurate financial records. If there are any discrepancies, they'll correct them through quarterly checks or one-time assessments. OWNERS management decides if any increases are needed based on actual costs, and they communicate any adjustments with supporting documents during periodic reviews.

We view the resale marketplace as dynamic, aligning with the open market, thus buyers have the opportunity to present offers. The seller retains the right to accept or reject any offer

OWNERS suggests a market price, yet the ultimate decision rests with the seller.

OWNERS' members can sell their ownership share anytime they want. This applies to properties where all ownership interests have been sold. If there are available interests in your OWNERS property, you can sell your share after 12 months of ownership. Each member can manage the sale themselves and sets their own price, with guidance from a current Comparative Market Analysis (CMA) provided by OWNERS. OWNERS supports the sale by leveraging their existing buyer network (some properties even have waitlists) and promoting the home on both OWNERS and external websites. The closing process is quick and efficient

You have the flexibility to sell your ownership stake any time after 12 months of ownership, and you set the sale price. We maintain an active network of interested buyers, and your home will be listed at OWNERS.GR and promoted across our marketing channels. Additionally, as a genuine owner, any appreciation in the home's value directly benefits you. Any equity gains are yours to enjoy, reflecting the true essence of ownership.

While OWNERS might not be present in your local market, we've found that many second-home buyers explore properties beyond their immediate vicinity. Currently, we offer properties in sought-after destinations across Greece and Cyprus. Plus, you can earn a 3% referral commission on buy-side sales in any market.

Feel free to get in touch with us via email or phone to discuss further details. If it seems like a good fit, we'll be sure to follow up promptly.

Simply reach out to us via email at [email protected] or call us at +30 210 4449 300 with your listing. If it aligns with our criteria, we'll be in touch to discuss further.

Payment is promptly issued once your share is sold.

Commission is calculated based on the share price. For each share sold, you're entitled to a referral commission, even if you bring multiple buyers.

The procedures and documentation are tailor-made for co-ownership. However, OWNERS simplifies the experience for you by managing everything, such as tours, inspections, and escrow, while ensuring you're informed throughout the process. This results in an easy commission for you.

You can reach out to us directly, or you can arrange an in-person or virtual tour on their behalf. Just contact us by email or phone, and we’ll be happy to discuss our partnership options.

Absolutely, we're open to discussing partnership opportunities with you. We're particularly interested in off-market properties and frequently collaborate with agents who bring us such listings. Feel free to reach out to explore potential collaborations.

OWNERS partners with agents and offers a 3% referral commission as compensation.

Absolutely! Whether you or your buyers are located anywhere in the country or even internationally, you're eligible to earn commissions. If you introduce a buyer to an OWNERS property in your market or refer a buyer who purchases an OWNERS property elsewhere, you can earn a 3% referral commission.

Once you've sent a referral, here's what you and your client can anticipate:

Your Experience:

• Expect an email confirming your referral shortly after reaching out to us.

• A member of the OWNERS team will give you a call to verify the status and gather necessary information, including your preferred level of engagement.

• Upon successful completion of the transaction at the share price, you'll earn a 3% agent commission. If there are multiple buyers, you'll receive a commission for each share sold.

Your Client’s Experience:

• Your referred client will receive a confirmation email from OWNERS acknowledging the referral submission.

• Once they confirm, a member of the OWNERS sales team will reach out to discuss their desires for a second home, preferred destinations, and other pertinent details.

• We'll include you in the communication process as per your preference.

• From that point forward, we'll handle everything! Whether it's arranging home tours, addressing client inquiries, overseeing inspections, managing escrow, title matters, or providing updates, OWNERS takes care of all the necessary steps to facilitate your clients' second home purchase.

With OWNERS, we facilitate the transfer of ownership from you to a company. You can sell a portion of your share and retain up to 50% ownership of the holiday home, allowing you to keep a stake while benefiting from the sale.

The real estate market moves quickly. If we don’t receive enough interest in a specific listing or if we found any issue during our technical or legal check, we will strive to find a similar home at a comparable price in the same location, as soon as possible. We’ll work to generate buyer interest in that property to increase its chances of moving forward.

Each boat has fixed annual expenses that are evenly split among the four owners. These typically include:

• Maintenance & servicing: Depending on the model and the usage will be between 4.000 to 6.000 per owner per year
• Management fee (Owners.gr service): €4,000/year (€1,000 per owner)
• Insurance: Included in the annual maintenance costs
  All costs are transparent, with no hidden fees.

Scheduling is managed through our Owners App using a fair and flexible point-based system:

• Each co-owner gets 50 points per year to use for reservations.
• Peak summer weeks (July & August) cost 3 points per day.
• Spring & fall months (April, May, June, September) cost 2 points per day.
• Winter & off-season (October-March) cost 1 point per day.
• Each owner is guaranteed one week in July and one in August, plus several weekends or weekdays throughout the year.

Owners.gr partners with a professional management team 24/7 that handles:

• Regular servicing & maintenance
• Docking & winter storage
• Cleaning & inspections
• Insurance & licensing
  This ensures that your boat is always in top condition and ready for use.

To join a fractional boat ownership group, simply:

1. Choose your boat – Select a model that fits your needs.
2. Purchase your share – Own 1/4 or 2/4 of the boat.
3. Schedule your time – Use the Owners App to plan your trips.
4. Enjoy worry-free ownership – We handle everything else!

Owners.gr offers premium Ribco Marine boats, known for their performance, luxury, and reliability. Boat models vary in size and features, with options tailored for both leisure cruising and high-speed adventures.

If you don’t plan to use your boat during your reserved time, you can swap weeks with other co-owners through the Owners App. This provides flexibility while ensuring the boat is fully utilized.

No, subleasing or renting your allocated time is not permitted. The boat is exclusively for personal use by co-owners and their guests.

Each boat is typically sold after 5 years, and the resale profits are distributed among co-owners. This structured exit strategy ensures that all owners benefit from the boat’s resale value.

Yes, co-owners can sell their 1/4 share at any time. You can list your share for sale on owners.gr, and we will assist in finding a buyer.

Our boats are stored at premium marinas in Greece for easy access and our main location is in Anavyssos.

Yes! If there is availability, you can book additional time by using more points or purchasing extra days. To ensure fairness, owners who use the boat beyond their standard allocation contribute more to operational costs.

The price of a 1/4 share ranges from €98,000 to €145,000, depending on the boat model. In addition to the initial purchase price, each co-owner contributes to shared annual expenses, including maintenance, insurance, and marina storage.

Each boat is shared in 4 shares and every co-owners can by up to 2 shares, so a boat can have 2, 3 or for co-owners in total. This ensures fair usage while keeping costs low and convenience high.